Your broker’s office has wheels.
Sharene is helping Australians find the right home loan, wherever life takes them. From her caravan as she travels across Australia, Sharene works alongside her team around the country to make home lending simple, personal and convenient.
Whether it’s a quick phone call or a video chat, we’re here to make your home loan happen!
Mortgage brokers for Port Augusta, Gawler & Barossa, Adelaide and beyond — first home loans, refinancing and investment lending, with access to 300+ loan products.
Home base since ’95 It’s not just about numbers. It’s about where you’re headed.
We get to know your plans first, then compare options across our lender panel to find a loan that actually fits your life.
One team, many postcodes and a caravan.
Life doesn’t always happen in one place, and your home loan shouldn’t have to either. We work flexibly, wherever you are. From your first conversation all the way through to settlement, you’ll have the same trusted people by your side.
It started with my mum, Val.
My mortgage story started with my mum, Val, who began broking in the early 1990s. I started helping her after school, became her PA, and in 1994 began writing loans myself.
More than 30 years later, I’ve seen the industry transform from paper files and fax machines to digital technology and AI. But one thing hasn’t changed: people still need someone they can trust.
I’ve helped generations of families navigate everything from first homes and investments to business, divorce, financial setbacks and everything in between. Those relationships, and the people behind the loans, are what I love most about this industry.
In 2017, I founded iLoad Loans to help brokers spend less time on paperwork and more time with their clients, while continuing to grow Total Home Loan Options and develop smarter systems and technology.
These days, I even run my businesses from a caravan as we travel around Australia.
“Surely there’s a better way?”
After more than 30 years, I’m still fascinated by this industry, learning, building and asking that question. Because mortgages might be what we do, but the people are why we do it.
Sharene DearloveDirector & Mortgage Broker 
The office, wherever it’s parked
What our clients say
From start to finish, Sharene was there every step of the way with amazing service, reassurance, and genuine support. Nothing was ever too much trouble, and she went so far above and beyond what you’d expect from a mortgage and finance broker.
“Sharene always listens & helps to assist in finding a solution and the best product to suit the individual situation! Such an easy process.”
“Thank you for making miracles happen. Cannot recommend Sharene and her team highly enough.”
“I work away in remote areas, with very little phone reception, so when I did make contact with THLO, everything was organised, with only my signature needed.”
Wherever you are, we’ll meet you there.