Your home loan can be organised in our Port Augusta Office, by email, fax or
During the initial interview, together, we will determine what your needs
are, not only now but also for the future. We will discuss loan products and features and select the most
appropriate one for your needs.
This is the time where we require all the paperwork and will formally apply
for a loan with the selected lender. Once we have all the completed paperwork including payslips, financial
statements etc, we will lodge the loan with the lender.
We will also lodge the First Home Owners Grant for
A conditional approval is usually issued by the lender subject to things like
- valuation or extra financial information.
We will organize a valuation of the property for you whether it is a purchase
or a refinance if it is required.
This means that all the requirements of the lender has been met and the
lender has agreed to lend you the money for your purchase or refinance.
When loan documents arrive, we will check them to ensure they are accurate,
and to confirm loan products and interest rates We will then organise a suitable time for us to go through
them with you.
These documents are sent back to the lender once signed, and settlement is
arranged between the lender and your conveyancer/solicitor if it is a purchase, or between your existing
lender and new lender if it is a refinance.
Our commitment to you is to guide you through the loan process from start to
finish and beyond.