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Total Home Loan Options was established in Port Augusta in December 1995 originally operating as Key Home Loans.

Total Home Loan Options is locally owned and operated by Sharene Dearlove servicing Port Augusta and surrounding areas, Adelaide and beyond!

1995 Commenced operations in Port Augusta . (& 1s t child born)

1997 2nd Child born!

2004 Moved to offices at 21 Victoria Pd

2005 Moved to new premises at 10 Victoria Pd

       Sharene completed Certificate IV in Mortgage Lending

2006 New office opened in Commercial Road

2011 Moved to new premises at 4 Marryatt St, Port Augusta

Sharene Dearlove

Sharene began her mortgage broking career as personal assistant to her mumVal Nipperess, who was one of the first mortgage brokers in the South Australia back in 1989. By 1994 Sharene was mortgage broking in Adelaide and moved to Port Augusta in 1996 where she continued by becoming one of the first brokers in regional SA.


"I work away in remote areas, with very little phone reception, so when I did make contact with THLO, everything was organised, with only my signature needed"

-- Brad